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Personal Banking - Checking
Accounts
Checking Accounts |
Savings Accounts | Loans
Capital Bank of Texas offers a variety of checking options to fit
your personal needs. Each of our accounts provides you the convenience
of 24-hour account access through ATMs and our Telephone Bankline.
Basic
Checking |
Personal Checking
| Interest on
Checking |
Capital 55 Plus
Checking
Basic Checking
A low monthly maintenance fee with limited check writing privilege.
- $3.00 monthly maintenance fee
- .50 for each debit transaction in excess of 25 during monthly
statement cycle
- $25.00 minimum deposit required to open account
- Check card available
- Internet banking available
- Preferred loan reduction rate of .25% with auto debit
- Automated account inquiry access by phone
- Check images are not provided with statement
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Personal Checking
A non-interest bearing account with unlimited check-writing
privileges.
- $10.00 monthly maintenance fee
- Maintain a $1,000.00 average daily collected balance to avoid
monthly maintenance fee.
- $200.00 minimum deposit required to open account
- Check card available
- Internet banking available
- Preferred loan reduction rate of .25% with auto debit
- Automated account inquiry access by phone
- Check images provided with statement
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Interest on Checking
An interest bearing account with unlimited check writing
privileges.
- $15.00 monthly maintenance fee
- Maintain a $1,500.00 minimum daily balance to avoid monthly
maintenance fee.
- $200.00 minimum deposit required to open account
- Check card available
- Internet banking available
- Preferred loan reduction rate of .25% with auto debit
- Automated account inquiry access by phone
- Check images provided with statement
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Capital 55 Plus Checking
An interest bearing account with unlimited check-writing privileges
if are 55 plus.
- No monthly maintenance fee.
- $200.00 minimum deposit required to open account
- Maintain a minimum collected balance of $1,500.00 in the account
each day to obtain the disclosed annual percentage yield.
- Check card available
- Internet banking available
- Preferred loan reduction rate of .25% with auto debit
- Automated account inquiry access by phone
- Check images provided with statement
- Free first year rent on 3 x 5 safe deposit box.
- First order of checks free with subsequent orders at a reduced
rate.
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