Personal Banking - Savings Accounts

Checking Accounts | Savings Accounts | Loans

We have several types of savings programs to ensure we offer the ones appropriate for the specific needs of our customers.

Personal Savings | Personal Money Market | Certificate of Deposit | Individual Retirement Account

Personal Savings

An interest bearing account that provides convenient access to funds.

• $6.00 quarterly maintenance fee
• 3 free withdrawals per quarter, each additional withdrawal $2.00.
• Maintain a $200.00 minimum daily balance to avoid monthly maintenance fee.
• $200.00 minimum deposit required to open account
• Internet banking available
• Preferred loan reduction rate of .25% with auto debit
• Automated account inquiry access by phone

Personal Money Market

A tiered interest bearing account designed to pay higher interest rates on accounts maintaining larger balances.

• $15.00 monthly maintenance fee
• $10.00 excess debit fee may apply
• Maintain a $2,500.00 minimum daily balance to avoid monthly maintenance fee.
• $200.00 minimum deposit required to open account
• Internet banking available
• Preferred loan reduction rate of .25% with auto debit
• Automated account inquiry access by phone
• Images provided with statement
• 4 interest rate tiers
  • $50,000.00 and above
  • $25,000.00 - $49,999.99
  • $10,000.00 - $24,999.99
  • $0.00 - $9,999.99

Back to Top

Certificate of Deposit

An investment opportunity with a fixed rate of interest for a specific period of time.

• $1,000.00 minimum deposit required to open account
• $95,000.00 minimum deposit required for Jumbo CD’s
• Internet banking available
• Automated account inquiry access by phone
• Terms of maturity from 7 days to 60 months
• Automatic renewal option available

Individual Retirement Account

An investment opportunity designed to provide for the future.

• $1,000.00 minimum deposit required to open account
• Variety of IRS options – traditional, educational
• Internet banking available
• Automated account inquiry access by phone
• Roth, rollover & SEP

Back to Top