Commercial Checking
Checking Accounts

At Capital Bank of Texas, we believe working with business is good business.  That’s why we offer a wide variety of banking services to meet our commercial customers’ unique needs.  For questions about specific banking products please contact one of our bankers at any Capital Bank of Texas location.

We offer three commercial checking accounts, which allow you to choose the account that best fits your business needs.

Basic Business Checking

A non-interest bearing checking account for owner operated, start-up, and small businesses with limited account activity.

  • $12.00 monthly maintenance fee if average collected balance is $1,000.00 or greater
  • $15.00 monthly maintenance fee if average collected balance is less than $1,000.00
  • .50 for each debit in excess of 60 during statement cycle
  • .50 for each item deposited in excess of 60
  • $100.00 minimum deposit required to open account
  • Internet banking available
  • Automated account inquiry access by telephone
  • Account analysis available
  • Images provided with statement
  • Free zipper bag
  • ½ off 3 x 5 safe deposit box for first year rental

 

Business Checking

A non-interest bearing checking account for businesses of all sizes providing flexibility and services.

  • $15.00 monthly maintenance fee
  • .15 for each debit posited
  • .12 for each item deposited
  • An earnings credit of $.15 per each $100.00 will be applied based on the average collected balance not to exceed calculated charges.
  • Internet banking available
  • Automated account inquiry access by telephone
  • Account analysis available
  • Images provided with statement

 

Business Interest On Checking

A premium interest bearing account for sole proprietorships or non-profit organizations

  • $15.00 monthly maintenance fee
  • .15 for each debit posted
  • .12 for each item deposited
  • Internet banking available
  • Automated account inquiry access by telephone
  • Images provided with statement