Personal Savings
Savings and Investments

We have several types of savings programs to ensure we offer the ones appropriate for the specific needs of our customers.

Personal Savings

An interest bearing account that provides convenient access to funds.

  • A monthly service fee of $3.00 will be imposed every statement cycle if the balance in the account falls below $200.00 any day of the cycle
  • A withdrawal fee of $2.00 will be charged for each debit transaction in excess of one during a statement cycle
  • Maintain a $200.00 minimum daily balance to avoid quarterly maintenance fee.
  • $200.00 minimum deposit required to open account
  • Online banking available
  • Automated account inquiry access by phone

Personal Money Market Savings Account

A tiered interest bearing account designed to pay higher interest rates on accounts maintaining larger balances.

  • $15.00 monthly maintenance fee
  • $10.00 excess debit fee may apply
  • Maintain a $2,500.00 minimum daily balance to avoid monthly maintenance fee.
  • $200.00 minimum deposit required to open account
  • Online banking available
  • Automated account inquiry access by phone
  • Images provided with statement
  • 4 interest rate tiers

$50,000.00 and above
$25,000.00 - $49,999.99
$10,000.00 - $24,999.99
$0.00 - $9,999.99

Certificate of Deposit

An investment opportunity with a fixed rate of interest for a specific period of time.

  • $1,000.00 minimum deposit required to open account
  • $95,000.00 minimum deposit required for Jumbo CD’s
  • Online banking available
  • Automated account inquiry access by phone
  • Terms of maturity from 30 days to 60 months
  • Automatic renewal option available

Individual Retirement Account

An investment opportunity designed to provide for the future.

  • $1,000.00 minimum deposit required to open account
  • Variety of IRS options – traditional, educational
  • Online banking available
  • Automated account inquiry access by phone
  • Roth, rollover & SEP

IRA Money Market Account

An investment opportunity designed to provide for the future.

  • $200.00 minimum deposit required to open account
  • $2,500.00 minimum balance required to avoid monthly maintenance fee of $15.00
  • Online banking available
  • Automated account inquiry access by phone
  • Roth, rollover & SEP
  • 4 interest rate tiers

$50,000.00 and above
$25,000.00 - $49,999.99
$10,000.00 - $24,999.99
$0.00 - $9,999.99