Last Updated 1/12/22
Thank you for choosing to be part of our community at Capital Bank of Texas (“Company,” “we,” “us,” or “our”). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about these Terms & Conditions or our practices with regard to your personal information, please contact us at https://www.capitalbankoftexas.com/contact/.
Use of Information and Materials
The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of Capital Bank of Texas’ websites and systems, including but not limited to unauthorized entry into Capital Bank of Texas’ systems, misuse of any password, user ID, e-mail address or misuse of any information posted on a site, is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by Capital Bank of Texas.
Links and Third Party Product and Service Providers
This Website could include technical inaccuracies or typographical errors as well as potential loading issues due to website hosting vendor maintenance, downtime, or other technical issues.
Potential Disruption of Service
Access to this Website may from time to time be unavailable.
The information and materials contained in this website, including text, graphics, links or other items are provided “as is” and “as available.” Capital Bank of Texas does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, expressed or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.
Limitation of Liability
Information Provided By You
This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.
Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.
Capital Bank of Texas may use Google Analytics or Google Ads to gather basic information about website visitor behavior, interests, website performance, and other general data about our website and its use. Here are two of the most common Google Analytics advertising features that PCapital Bank of Texas may utilize, and the insights they provide:
- AdWords Remarketing: Uses behavior, demographic, and interest data to identify users who are likely to convert, and then allows you to target those users with remarketing campaigns through Google Ads
- Demographics and Interests Reporting: Provides insight into the age, gender, and purchase interests of users, which you can use to better target your advertisements
- Web-browsing cookies: Capital Bank of Texas may use web browsing cookies to display information more effectively to you and to gather data about the usage of our website.
- Other technologies we use may capture customer specific data to help us understand how customers use our site and to assist us with resolving customers’ questions regarding the use of our site.
Capital Bank of Texas may use pixel or cookie technologies to market to website visitors. However, most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track (“DNT”) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice.
How We Use and Share Information
Making Sure Information is Accurate
Keeping your account information accurate and up to date is very important. If your account information is incomplete, inaccurate or not current, please call or write to us at the telephone numbers or appropriate address for such changes listed
on your account statements, bank records, online banking or other account materials.
Looking out for Children
We do not knowingly market to or solicit information from children under 18 without parental consent. We recognize that protecting children’s identities and privacy online is important, and that the responsibility to do so rests with both the online industry and with parents. While Capital Bank of Texas works to protect your personal information as a financial institution, you also have responsibility. The internet is a public network. Childrens’ access to the internet can allow them to visit inappropriate websites and be exposed to unwanted risks. COPPA, the Children’s Online Privacy Protection Act, protects children under the age of 13 from online collection of personal information. Parents can be proactive by installing filtering software that gives them more control over their family’s internet experience. We recommend that minors 18 years of age or older ask their parents for permission before sending any information about themselves to anyone over the Internet. Additionally, we do not target or re-market to anyone under the age of 18 through preventative measures put in place by third party social media and advertising partners such as Google and Facebook.
Capital Bank of Texas recognizes the importance of ensuring our websites are accessible to those with disabilities. This website endeavors to conform to Web Content Accessibility Guidelines 2.1 (WCAG 2.1 A, AA). We are committed to making our information accessible to visitors with disabilities and are actively working to increase the accessibility and usability of our website and in doing so adhere to many of the available standards and guidelines.